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Ames passes “No more loan that is payday” ordinance

A big kudos to Ames Iowa CCI people for standing when it comes to Iowa they wish to see!

As a consequence of their difficult work – conference making use of their town council people to create support for the ordinance to quit payday loan providers from expanding in Ames – Ames passed exactly what appears like the absolute most restrictive ordinance on payday loan providers to date.This sets a good precedent for any other Iowa communities trying to stop the wealth drain from payday loan providers.

Below is our news release from the success:

Ames City Council passes most ordinance that is restrictive payday loan providers to date

Iowa CCI users hail passage, check out other metropolitan areas in lack of state legislation

Ames, IA – In a vote that is unanimous Tuesday night, the Ames City Council passed the most challenging, many restrictive ordinance on payday lenders within the state of Iowa, if you don’t the country.

The ordinance, which utilizes a mixture of zoning overlays and separation distances, effectively bans any payday that is new from starting within Ames town limitations.

“I’m extremely pleased about this passage,” said CCI user Susie Petra of Ames. “Currently there are not any payday loan providers near the Iowa State campus and there won’t be with this specific ordinance. The very last thing students required were payday lenders starting store nearby and driving them further into debt. with massive education loan debt”

The state legislature, perhaps maybe maybe not metropolitan areas, has got the authority to modify interest levels on pay day loans, which currently average slightly below 400% APR. The legislature has failed to bring a bill to the governor’s desk despite strong grassroots support for interest rate caps. This actually leaves towns to handle the problem through zoning, with Iowa City next regarding the variety of metropolitan areas poised to do this.

“We celebrate this victory today, but carry on pressing communities across the state to check out our lead,” added Jo Rod, another CCI member from Ames. “We are sick and tired of corporate supported payday loan providers placing earnings and greed in front of individuals and need.”

Iowa CCI users continues to push for interest caps during the state degree in next year’s legislative session. Until then, Iowa CCI vows to follow all tools, including ordinances that are zoning to control the abusive techniques of payday loan providers.

Resulting headlines:

  • Diverses Moines join: New squelches that are zoning lenders in Ames
  • We additionally heard from a few users they heard the whole tale on Iowa Public Radio!

Get in on the battle

thinking about replicating this in your community? Call us today.

Read more about our strive to suppress lending that is payday Iowa right right here.

Chip in ten dollars or maybe more to helps us continue steadily to push for an economy that works well for many.

maybe maybe perhaps Not yet an associate? Join Iowa CCI and help create the Iowa you want to see today.

Think more cities ought to be like Ames? Click LIKE or TWEET below to share with you the news that is good!

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